James wrote:


I’m from Australia, recently arrived in Quebec. I plan to buy a car and drive through Canada and the US, eventually arriving in Vancouver. I am having trouble finding an insurance company that will insure a car if I don’t have a Quebec driving license.
Can anyone help?

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crzykids3 wrote:


I use to live in NY and I currently live in Texas. One of our cars is currently registered in NY; HOWEVER we purchased a second car and that is registered in TX.
Legally, where can I obtain car insurance?

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Me wrote:


My car was stolen from my driveway, the car was located the next day in a pond. Front body damage, smashed window glass, front tires flat, the front half was submerged but not completely over the engine and up to the cup holders inside. There is water in the oil and the gas cap was off so something probably happened there. The flat tires were completely bald so I am sure there is clutch damage. The insurance company is coming to get it and take it to a savage yard for assessment of the damages. Either it’s totaled or not but either way I am sure I will not get what it’s worth, it’s their business to make money. What can I do to be prepared? How do they determine the value? The car had upgraded stereo, exhaust, tint, iPod adapter, etc… All electronic equipment was stolen. It’s a 2000 Honda Civic EX coupe in excellent condition. Thanks for any help you can give.
I have looked at NADA, there is a resale, retail, trade-in, etc… Which one? You can’t buy that car in this area for what they have it listed. I have checked everywhere I can on-line and the same car is going for $1000 more than the NADA average.
I am not looking to get rich, I simply want to replace this car. Exhaust, no big deal it was only cosmetic, the ipod adapter was hardwired so the person who took the claim say they will consider it but not the iPod, which is understandable. The car was in excellent condition, EXCELLENT, no dings, no dents, new paint, no holes in interior, non-smoker, blah blah blah…. Thanks for the help you guys, this has shown me what to be prepare for and what to research.

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ramonc wrote:


Someone broke into my car and stole my DSLR while parked overnight in our gated driveway. The camera equipment cost about $2000. I’m wondering if I can file a claim with my home insurance instead of my automobile insurance.

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joy4life wrote:


Okay I live in MN…by law we have to have car insurance. We also have to have our spouse on the policy. That is where my problem comes in. My husbands license is revoked, and if he can’t get his drivers license reinstated then they will drop my policy. What can I do? I need to be covered, but if I have to put my husband on my policy no one will insure me, and that would be illegal for me to drive without insurance.
I don’t want to lie. I need an answer how can I get insured legally?

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tamuriilanaclime wrote:


I am paying 365 for my car and 375 for my insurance is that normal?

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xxxx1101xxxx wrote:


I know a lot goes into calculating car insurance, not asking about that. Just want to know if you pay a really small amount for coverage, what that amount is and where you get it from. (Must cover cars in the U.S, though companies can be anywhere).
@those other two answers:
I gave you a low rating. Know why? Cause all i wanted was what you pay for insurance and your insurer, not that hard to understand.
low rating for third answer as well, just answer the damn question enough lecturing!

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BG wrote:


I am about to get my license and want to know what car insurance company I should get, How much should I expect to pay?

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You ask, I answer wrote:


I live in new york, i want to get car insurance in another state like maryland or delaware, i have friends in each state. What do i need to get car insurance there? Please help me…lots of details please…thank you

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LIZY wrote:


I am 22 and I will be getting my first car soon. It is used and in good condition. I am wanting to put my mother on the insurance as well so we can both drive the car and be covered.

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Ashleigh B wrote:


I own a 2003 Toyota Corolla CE. My car insurance is moderately expensive, and I’ve been told that installing an alarm system would help lower my insurance. But I don’t want a cheap alarm that can be easily set off by someone’s sound system.

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apocalypso blues wrote:


Haven’t had a claim in over ten years
Haven’t gotten a ticket in probably 5 years.

But, the neighbor kid did $2K worth of damage to my car with his bike in three separate incidents. Basically, half of it will have to be repainted!

I’d really, really rather not go to court. His insurance is NOT an option in this case. He doesn’t have $2,000 laying around.

IF I go the much easier route of getting him to pay at least my deductible, how likely is State Farm to raise my rates with a, after deductible, claim of about $1500 or so?

Any relevant advice/comment is appreciated.
Killing the kid DID cross my mind for just the briefest of moments, but then I realized that might be overreacting just a tad! lol
Forgot to mention that I did file a police report AND the stepdad admitted his kid ( 4 years old!) most likely did it.

Again, just wondering if my rates will go up if I go the easy way and file a claim?
Insurance doesn’t apply due to it being on rental property.

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Richard R wrote:


I am 25. I want to buy a cheap car with one way insurance. thanks a lot

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leusch13 wrote:


I currantly have Geico for our auto insurance. They are cheap but i am seeing why. thier customer service SUCKS. i would really like some opinions on different car insurace companies. Thanks!!

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Teddy Y wrote:


A friend of mine was in an acciedent but their insurance doesnt start til December. Is this possible? Do car insurance companies actually allow a driver to be uninsured for a month before starting their policy?

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smoothop wrote:


if fault is yours for accident and you hit a car then does your insurance company pay for the damages ?
I know it was silly to drive alone but I had an exam and nobody around to come with me. Car is mine which is salvage now. Now the question is that if I could not pay the second party’s expenses, what will be the case? monthly payments with irrational interest rates or community service or end up in jail ?

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BradPratt wrote:


Does that depend on the company, and how much or how little can the premiums increase or does that also depend you your car insurance company.

I have 8 points now unfortunately, pending on 10 who knows, and in my state of NJ that’s okay just as long as it doesn’t hit 12, then you’re suspended for a while.

Anyways, I’m worried about how this might affect my car insurance next cycle. I’m with GEICO currently and have been with them for several several years.

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Victoria Z wrote:


I am 17 years old and I am just wondering how much I will have to pay for my car insurance. My mom has Geico, and I am sure that will be the one I will have, too. Help!

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Frodo wrote:


I’m traveling to Mexico by car. I’ll be crossing the border in Laredo, Texas. What is the most affordable mexican car insurance available? The last time I did this, it was about $65 for three days. I used Johnson Insurance.

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Dustin Y wrote:


I’ve been driving my grandmother’s car for about a year. She has insurance on the car, but my name is not on the insurance. I am wondering if I would be covered if an accident occurred. The insurance is liability and uninsured motorist if I remember correctly.

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