Jul
30
I have a 18 yr old son and are planning on buying a car for him, also shopping for car insurance, I wanted a combined for me (mother) and my son, and possibily a cheap offer, the car is a used older car. Thanks for your imputs for helping me save. Thank you
Online Dating
Jul
29
Car fender bender -insurance low balling payment, how to get more money from the insurance company?
Filed Under Insurance & Registration | 5 Comments
Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks
How to Lose Weight
Jul
29
Are there any car insurance companies that ignore credit reports?
Filed Under Insurance & Registration | 11 Comments
I have recently fallen into hard credit rating times due to a recently failed business of mine. I need to shop around for new car insurance and other than the bad credit would normally get a great rate (no tickets, accidents, 30+, decent salary). I’ve heard mention of certain car insurance companies that will not pull your credit rating. Know of any?
Satellite Images
Jul
27
I’ve been shopping around for car insurance and so far the cheapest I’ve found for me is Geico at $4066 every six months. My problem is I’ve had my license for only a year, I’m 19 years old, and I’ve been in two at fault accidents making me have 10 insurance points against me. I live in New Jersey and was wondering if anyone ever had a problem similar and would know where I should go for cheap auto insurance.
Golf Swing
Jul
27
I asked to borrow my friend’s car recently because mine was in the shop. He said his insurance doesn’t cover ANY other people, even a one time driver. He said that insurance goes with the car, so my personal insurance was no good. I called my insurance company and they said his insurance is primary and mine would be secondary.
Search Engine Placement
Jul
26
Which auto insurance companies will not cancel policy/raise rates if there is an accident?
Filed Under Insurance & Registration | 6 Comments
I am comparing prices for car insurance. I have had State Farm forever. After talking to them and asking them what I should look for when shopping for car insurance is a policy that wont cancel you or raise rates if you have an accident. We have made claims in the past (storm damage and I hit a tree stump - no actual vehicle to vehicle accidents) and our rates have not gone up. Do other companies do the same? What about Traveler’s Auto Insurance?
Buying a Dog
Jul
24
Do i need to go through a collision shop to get an insurance adjuster to check out my car?
Filed Under Maintenance & Repairs | 2 Comments
I was recently in an accident and my car was taken over to a local collision shop. I wanted to know whether or not I have to have an insurance adjuster check out my car through this or any other collision shop or whether i can just have an adjuster come to the collision shop’s lot and check out the car without me having to pay anything but towing and storage fees to the collision shop. Furthermore, can I be there when the adjuster comes in so that I can view the whole procedure?
Designer Handbags
Jul
12
Low car insurance adjustment from liable company’s adjuster?
Filed Under Insurance & Registration | 4 Comments
Someone else hit my car while it was parked. It was very cut-and-dry. I got a police report, the officer talked to the driver. It states that my car was legally parked and the other driver is at fault. The damage is minor rear bumper damage, nothing too terrible. I filed with his insurance company, and after a lot of frustrating phone tag, an insurance adjuster came out and wrote me an estimate for $450. I had an adjustment for $734 from the local body shop for my make of car, and I showed it to him. I expressed my dissatisfaction with this estimate, and he said the body shop would settle with the insurance company directly for costs in excess of the estimate. $300 is a little much. Since it’s minor damage, I think the body shop will probably take the money and do a shoddy job on the car. It’s my understanding they are supposed to repair my car to pre-accident conditions. I got another estimate for $745 this weekend. I can’t get it fixed for $450. What are my options? (cont’d)
There is one issue–previous damage on the bumper that I was not responsible for. I’m not asking them to repair that damage, but the adjuster took lots of pictures of it and probably used it as leverage in his adjustment. The paint is flaking at the new spot of damage, there is a clear difference between the two.
Also, I signed nothing when he came out and I haven’t done anything with the check. The letter with the check states, “You will be responsible for any charges that exceed our estimate,” so it looks like I’m going to have to pay $300 to get my car fixed and I’m not happy about it. The guy lied to me, probably thinking I’m stupid enough to just go cash the check.
Obviously, this is extremely minor as far as car insurance claims go. I talked to the driver and he said he would make sure my car got fixed.. etc etc. Talking to him might be a last resort. I have nothing in writing from him.
Credit Repair
Jul
9
Got into car accident - should I go to insurance co’s “blue ribbon” auto body shop or find my own?
Filed Under Maintenance & Repairs | 4 Comments
Hi - recently got into my first car accident. My insurance company gave me a list of “blue ribbon” places to go to and I have to call them first when I decide where to go - then they will call the shop and the shop will call me for an appt.
I really don’t want everything fixed - just what absolutely has to be fixed. I don’t need the dents fixed - can’t afford it anyway.
Am I allowed to find a place of my own? If I go to the insurance company’s blue ribbon shop, will they insist on fixing everything and will I get ripped off? The accident was my fault so I assume the insurance company wouldn’t want a high estimate?
Create Niche Video Websites
Jul
8
Due to a terrible mix-up with State Farm, I’m going to have to leave them. It’s been years since I shopped for car insurance; for a 23 year old married woman with a great credit score and no tickets or accidents, who would you recommend getting a quote from?
I’m looking for the lowest possible price…
How to Lose Weight
Jul
8
what car / auto insurance companies do body shops recommended?
Filed Under Maintenance & Repairs | 2 Comments
If you work at a body shop what insurance companies are the easiest to deal with and really care about the customer? State Farm is too expensive. I am looking into Liberty Mutual and Allstate but am open to other options.
Parrots For Sale
Jul
6
do you have to go to the body shop that the car insurance suggest?
Filed Under Insurance & Registration | 8 Comments
I was rear ended by another car and i want to know if i can choose the location and is so how does that work
Online Dating
Jul
6
My car is in the shop. My boyfriend offered to lend me his car but he has no insurance. Will my car insurance cover me and his car in the event of an accident?
I have full coverage on my car. I can’t call tonight to find out and I need to know before I actually can call the insurance company.
Thanks! Please don’t answer if you do not know. 10 points to first “best” answer.
NH does not require motor vehicle insurance.
Online Business
Jul
4
I have an insurance check written out to me and the auto body shop that is fixing my car. ?
Filed Under Insurance & Registration | 9 Comments
Is there a way I could deposit it? It is at my bank.
The check is from the bank where I have an account.
I know I should hand the check over but I always hear people say they get to keep a little cash from these things b/c the estimate from insurance is too high. Well anyway I’m taking the check to the rip off body shop.
Hot Music
Jul
4
Car shopping? and auto insurance?
Filed Under Buying & Selling | 4 Comments
I am planning to buy a car before school starts again..
I was shopping on craigslist.com and some cars are cheap and sound too good to be true. like this one:
http://philadelphia.craigslist.org/car/741877685.html
but should i go for it anyway??
should i hire a mechanic to check the car out?
if so where can i find one and how much would one cost?
will my insurance be expensive?, (im under 18)
also im starting college, so this is the reason why im searching for a car at such a cheap price..
but would it be better to purchase a more expensive one and make monthly payments??? but then the insurance would be much more expensive right??
Jul
4
I just purchased a new car, and I thought I would shop around for new car insurance. I paid my current car insurance on the 15th of this month on my old car. I have to provide proof of insurance on the new car when I go to plate it in the state of Nebraska. Well, I want to switch car insurance companies, because I found a cheaper rate. However I’ll end up paying two premiums in one month. Should I get the new car insurance now, and go plate my car on Tuesday, then call and cancel my current insurance? Or should I wait right before my current car insurance is due next month, cancel the policy, and then get the new car insurance? Will my current insurance provider bill me for next month anyway if I wait that long?
Online Dating