Joy P wrote:


I just turned 25 and I’m tired of getting hosed on my premiums. I want to start shopping around but I know that the insurance companies check your credit score. What’s the best way to go about getting quotes?

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cvq3842 wrote:


I was watching TV (something I rarely do) this weekend, and I noticed a fair number of car insurance commercials from various companies. They were touting their high level of service and low prices, and urging consumers to investigate and switch to their company.

How come this doesn’t appear to happen with health insurance? Is it because employers, rather than the actual people insured, shop for insurance in many cases? Is it because auto insurers are allowed to compete more freely across state borders? Are the basic expectations different when it comes to health insurance? Or, does competition already exist in the health insurance industry but the product is so much more expensive no matter what?

Serious answers appreciated. Thanks.
Many good answers. Thanks!

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Destiny B wrote:


I just got this car last week, and it’s used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that’s going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?

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stockmoose16 wrote:


I hit a car in Los Angeles and I have State Farm. The guy I hit drives a range rover and all I did was scratch his driver’s side door. The body shop wants $1200 to repaint the door, which I think is insane. I would pay cash, but $1200 is a lot of money. Does State Farm have accident forgiveness, or will my premium go up if I claim this on my insurance?

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lillyross wrote:


Ok someone hit our car and they admitted to fault and now mercury told us to take the car to their shop. Right now the car no longer works, it was hit while the other car was backing up and our car’s engine broke.. We did that, but during the time it was parked at the shop they recommended to us, the yare not paying any of the fees, and they want us to pick the car back up. The fees they charged us leaving the car there already exceed the fees in the value of the car which they owe us. Anyone know what to do?

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babygirl69555 wrote:


I was in a car accident with a hit and run driver and I have collision with a 500 deductible. So when and to who do I pay my deductible to? And who does my insurance pay their portion to; me or the repair shop for the repairs on my car??

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mperalesr wrote:


I was in a car accident last week, which wasn’t my fault. The auto body shop said my car is totalled because of the damages, it can’t get fixed. The other person’s insurance is going to pay it off because of the loss, I have full coverage and my question is, can my insurance get my another car or do I have to get it myself? I got it in April, gave a down payment, and have only made one payment. I need a car badly for work!!

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socosurf4 wrote:


the insurance is in his name but i have all the paper work . does he need to come to the tag place?

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Allison B wrote:


I have 2 cars on my insurance coverage. One of them got into an accident. It was not my fault. Now the damaged car is in repaired shop. The insurance company is playing all their tricks to pay me the money. But every month they still send me the bill for coverage of 2 cars. I just wonder if I should not pay the premium for the damaged car since I can’t longer drive it. Anyone has any suggestions?

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