stagegirlie2093 wrote:


Hi everyone. I am shopping for car insurance and want to know the best but most affordable out there. My mother thought to put me on her policy with Progressive and I would pay her for the insurance, but they were going to charge her over $500.00 to do so. My friend has gotten into two accidents and hasn’t had to pay nearly that much , and neither did her dad when he put her on his policy.

So my question is, which is the best, most affordable insurance? Any help would be greatly appreciated! Thank you. :D

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BobKnight wrote:


When shopping for insurance, you are asked if you had a ticke in the last year, but going to traffic school is supposed to get it off your record. So do we need to mention this (even if it is theoretically off the record)

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kristi4252725 wrote:


I recently got into an accident with the damage estimate being $4,057. My car is kelly blue book high value $10,000. I really want this car declared totaled because I have gap insurance that would cover the difference. Can I request that the repair shop declare it totaled?

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vinster wrote:


I just got this car last week, and it’s used and the dealer financed me, but i had to go get full coverage on it before i drove it off the lot. It was late in the day and i was panicked , so i hit the 1st office i could find, and that’s going to be about $150 a month for full coverage (!!) Do i have to wait for a period before shopping a new insurance co. ? If so , how long?

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Klementina S wrote:


When I turned 18 my parents bought me a car so I could get to work and such as a birthday present. They put it under their names and I kept under their insurance, but pay them monthly. I normally maintain the car myself, and hold all responsibilities. On Jan 3 I got rearended by a drunk driver. Physically I was alright, but my cars back is busted and a huge eye soar. I got on top of the insurance agency and brought my car to a shop for an estimate. My parents seemed releaved that they werent dealing with the situation themselves. Today the apraiser came to apraise the car. All of the sudden my mother took a very strong interest to what was going on. The guy gave me an estimate of 4g, which is higher then the 2g estimate the car shop gave me for repairs. I go to take my car in to the shop + my mom informs me they are keeping the check and that I will not be getting my car fixed. I dont want the extra $, i just want my car fixed. Do I have a right to be mad, and what do I do??

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Tell-Me wrote:


Had a fender bender accident and the other driver was charged, the insurance adjuster said the damage is $1500.00 and gave check (not yet cashed). Took car to repair shop (from the insurance approved list) the estimates were $2000.00 and $2800.00. How and what can be done to get the insurance to pay up more, so I can decide later when and where to get the car repaired? Thanks

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knowitallbutisstoner wrote:


i own a car repair shop in california and i want atleast one car insurance company to send me cars to fix for them. how would i get started with my plan?

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kkp wrote:


Another car hit my car from the rear it damaged to my car’s rear bumper.it was not my fault other party’s insurance company send me to an auto body shop(their own choice) for estimated cost done on my car.They send me the estimated cost directly to me.Is it necessary to go to the same body shop for repair on i can go by my choice.other persons insurance company is Ameriprise.

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jay D wrote:


I’m about to get a car, and i’m thinking about car insurance. The thing is, I don’t know whether should i go to an insurance broker, or just shop around doing all these web quotes and find the cheapest out there and call them directly. Should i just do this or should i contact an insurance broker? What are the pros and cons of dealing w/ insurance broker? thanks

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